Life insurance offered by an employer or large-scale entity to its workers or members and is typically offered as a piece of a larger employer or membership benefit package. Lotus Advisory Group specializes in the full execution of these group policies.
An insurance plan that provides healthcare coverage to a select group of people and are one of the major benefits offered by many employers. Lotus Advisory Group can help design a plan that is perfect for your employees.
Dental Insurance is an insurance coverage for individuals to protect them against dental costs. It insures against the expense of treatment and care of dental disease and accident to teeth. The most common types of dental insurance plans are Preferred provider organizations (PPO) or dental health maintenance organizations (DHMO).
Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary’s earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work. Let Lotus Advisory Group help protect your workers.
HSA, FSA, HRA
Lotus Advisory Group can assist in choosing a HSA, FSA or HRA plan by explaining the differences options of how to pay for your medical expenses which can include deductibles, co-insurance or uncovered bills throughout the year.
A professional employer organization (PEO) is a firm that provides a service under which an employer can outsource employee management tasks, such as employee benefits, payroll and workers’ compensation, recruiting, risk/safety management, and training and development. Lotus Advisory Group specializes in outsourcing these services.
VALUE ADDED HR PROGRAMS
HR Professionals add value when their work helps someone reach their goals. Lotus Advisory Group can help define value and understand how business value is created by understanding a deep insight into the overall business environment as well as a clear understanding of the organization’s overall business strategy.